{"product_id":"borrowing-and-credit-smart-money-moves-for-teens-a-beginner-s-guide-to-money","title":"Borrowing and Credit: Smart Money Moves for Teens A Beginner’s Guide to Money","description":"\u003cp\u003e\u003cspan class=\"a-text-bold\"\u003eYour future self will thank you for reading this now!\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan class=\"a-text-bold\"\u003eBorrowing and Credit: Smart Money Moves for Teens\u003c\/span\u003e\u003cspan\u003e is a real-talk guide that turns confusing money stuff—credit scores, interest, “Buy Now, Pay Later,” and credit cards—into simple, teen-friendly steps you can actually use. It’s built around realistic situations (phones, gaming gear, clothes, school needs), plus charts, quick explanations, and end-of-chapter quizzes to lock it in.\u003cbr\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eInside you’ll learn how to:\u003c\/span\u003e\u003c\/p\u003e\n\u003cul class=\"a-unordered-list a-vertical\"\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eSpot \u003c\/span\u003e\u003cspan class=\"a-text-bold\"\u003egood debt vs. bad debt\u003c\/span\u003e\u003cspan\u003e before you commit\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eUnderstand \u003c\/span\u003e\u003cspan class=\"a-text-bold\"\u003ehow borrowing works\u003c\/span\u003e\u003cspan\u003e, including interest, fees, and repayment plans\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eDecode \u003c\/span\u003e\u003cspan class=\"a-text-bold\"\u003ecredit scores\u003c\/span\u003e\u003cspan\u003e and how they affect apartments, cars, and even phone plans\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eUse (or avoid) \"\u003c\/span\u003e\u003cspan class=\"a-text-bold\"\u003eBuy Now, Pay Later\u003c\/span\u003e\u003cspan\u003e\" (BNPL) so “easy payments” don’t become a money trap\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eRecognize \u003c\/span\u003e\u003cspan class=\"a-text-bold\"\u003eloan sharks, scams, and sketchy lenders\u003c\/span\u003e\u003cspan\u003e before they reel you in\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eHandle \u003c\/span\u003e\u003cspan class=\"a-text-bold\"\u003ecredit cards\u003c\/span\u003e\u003cspan\u003e safely (and avoid the minimum-payment trap)\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan class=\"a-text-bold\"\u003eManage debt\u003c\/span\u003e\u003cspan\u003e, get out of it without panic, and build credit the smart way\u003cbr\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cspan\u003ePerfect for teens who want independence, and for parents who want a practical way to talk about money without lectures—plus a dedicated \u003c\/span\u003e\u003cspan class=\"a-text-bold\"\u003eTips for Parents\u003c\/span\u003e\u003cspan\u003e section at the end.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eEducational purposes only. Not financial, legal, or tax advice.\u003c\/span\u003e\u003c\/p\u003e","brand":"Future Funds Academy","offers":[{"title":"Default Title","offer_id":45617051664572,"sku":"Borrowing_Credit_EBook","price":9.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0735\/2752\/5564\/files\/BORROWINGANDCREDIT-Front.png?v=1766778207","url":"https:\/\/futurefundsacademy.com\/products\/borrowing-and-credit-smart-money-moves-for-teens-a-beginner-s-guide-to-money","provider":"Future Funds Academy","version":"1.0","type":"link"}