{"title":"Teen Money Mastery","description":"\u003cp\u003eExplore our full range of financial literacy resources designed to help teens build smart money habits and a strong financial future.\u003c\/p\u003e","products":[{"product_id":"money-safety-for-teens-protect-your-cash-clicks-credit","title":"Money Safety for Teens:  Protect Your Cash, Clicks \u0026 Credit","description":"\u003cp\u003e\u003cspan\u003eHelp your teen keep their money—and their identity—safe in a world of DMs, “free” giveaways, sketchy links, and too-good-to-be-true side hustles.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan class=\"a-text-bold\"\u003eMoney Safety for Teens\u003c\/span\u003e\u003cspan\u003e is a practical, teen-friendly guide that teaches ages 13–17 how to protect their \u003c\/span\u003e\u003cspan class=\"a-text-bold\"\u003ecash, clicks, and credit\u003c\/span\u003e\u003cspan\u003e. Using real-world examples, quick checklists, mini-labs, and copy-paste scripts, teens learn how to:\u003c\/span\u003e\u003c\/p\u003e\n\u003cul class=\"a-unordered-list a-vertical\"\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eLock down accounts with strong passphrases, 2FA, and privacy settings\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eSpot scam patterns (urgency, secrecy, fake “support,” gift-card requests, overpay traps)\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eProtect identity and future credit with smart sharing rules and a family freeze plan\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eStay safe with jobs, scholarships, internships, marketplaces, and reselling\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eAvoid crypto\/NFT wallet drains, gaming account takeovers, and gambling “house edge” traps\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eKnow what to do fast if something goes wrong (the “Oh-No Plan”)\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cspan\u003eIncludes an \u003c\/span\u003e\u003cspan class=\"a-text-bold\"\u003eanswer key\u003c\/span\u003e\u003cspan\u003e, a \u003c\/span\u003e\u003cspan class=\"a-text-bold\"\u003ebonus printables pack\u003c\/span\u003e\u003cspan\u003e (toolkit cards, incident logs, monthly security sweep), and \u003c\/span\u003e\u003cspan class=\"a-text-bold\"\u003eparent tips\u003c\/span\u003e\u003cspan\u003e to help families build money-safe habits together.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eIf your teen uses a phone, games online, shops on the internet, or wants to earn money—this book gives them a simple system to stay confident, calm, and in control.\u003cbr\u003e\u003cbr\u003eDisclaimer: This book is for educational purposes only and is not financial, legal, or tax advice.\u003c\/span\u003e\u003c\/p\u003e","brand":"Future Funds Academy","offers":[{"title":"Default Title","offer_id":45616651567292,"sku":"Money_Safety_EBook","price":9.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0735\/2752\/5564\/files\/MoneySafetyforTeensGuide.png?v=1766774025"},{"product_id":"borrowing-and-credit-smart-money-moves-for-teens-a-beginner-s-guide-to-money","title":"Borrowing and Credit: Smart Money Moves for Teens A Beginner’s Guide to Money","description":"\u003cp\u003e\u003cspan class=\"a-text-bold\"\u003eYour future self will thank you for reading this now!\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan class=\"a-text-bold\"\u003eBorrowing and Credit: Smart Money Moves for Teens\u003c\/span\u003e\u003cspan\u003e is a real-talk guide that turns confusing money stuff—credit scores, interest, “Buy Now, Pay Later,” and credit cards—into simple, teen-friendly steps you can actually use. It’s built around realistic situations (phones, gaming gear, clothes, school needs), plus charts, quick explanations, and end-of-chapter quizzes to lock it in.\u003cbr\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eInside you’ll learn how to:\u003c\/span\u003e\u003c\/p\u003e\n\u003cul class=\"a-unordered-list a-vertical\"\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eSpot \u003c\/span\u003e\u003cspan class=\"a-text-bold\"\u003egood debt vs. bad debt\u003c\/span\u003e\u003cspan\u003e before you commit\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eUnderstand \u003c\/span\u003e\u003cspan class=\"a-text-bold\"\u003ehow borrowing works\u003c\/span\u003e\u003cspan\u003e, including interest, fees, and repayment plans\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eDecode \u003c\/span\u003e\u003cspan class=\"a-text-bold\"\u003ecredit scores\u003c\/span\u003e\u003cspan\u003e and how they affect apartments, cars, and even phone plans\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eUse (or avoid) \"\u003c\/span\u003e\u003cspan class=\"a-text-bold\"\u003eBuy Now, Pay Later\u003c\/span\u003e\u003cspan\u003e\" (BNPL) so “easy payments” don’t become a money trap\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eRecognize \u003c\/span\u003e\u003cspan class=\"a-text-bold\"\u003eloan sharks, scams, and sketchy lenders\u003c\/span\u003e\u003cspan\u003e before they reel you in\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eHandle \u003c\/span\u003e\u003cspan class=\"a-text-bold\"\u003ecredit cards\u003c\/span\u003e\u003cspan\u003e safely (and avoid the minimum-payment trap)\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan class=\"a-text-bold\"\u003eManage debt\u003c\/span\u003e\u003cspan\u003e, get out of it without panic, and build credit the smart way\u003cbr\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cspan\u003ePerfect for teens who want independence, and for parents who want a practical way to talk about money without lectures—plus a dedicated \u003c\/span\u003e\u003cspan class=\"a-text-bold\"\u003eTips for Parents\u003c\/span\u003e\u003cspan\u003e section at the end.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eEducational purposes only. Not financial, legal, or tax advice.\u003c\/span\u003e\u003c\/p\u003e","brand":"Future Funds Academy","offers":[{"title":"Default Title","offer_id":45617051664572,"sku":"Borrowing_Credit_EBook","price":9.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0735\/2752\/5564\/files\/BORROWINGANDCREDIT-Front.png?v=1766778207"},{"product_id":"jobs-and-earnings-for-teens-a-beginner-s-guide-to-money","title":"Jobs and Earnings for Teens: A Beginner’s Guide to Money","description":"\u003cp\u003e\u003cspan class=\"a-text-bold\"\u003eMoney doesn’t start at 18—it starts the first time you earn it.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eIf you’re a teen who wants more independence (or a parent who wants practical, real-life money guidance for your teen), \u003c\/span\u003e\u003cspan class=\"a-text-italic\"\u003eJobs and Earnings for Teens\u003c\/span\u003e\u003cspan\u003e is a no-fluff guide to earning money, building confidence, and planning a future that actually fits.\u003cbr\u003e\u003cbr\u003eInside, teens ages \u003c\/span\u003e\u003cspan class=\"a-text-bold\"\u003e13–17\u003c\/span\u003e\u003cspan\u003e will learn how earning works in real life—from first jobs to side hustles to entrepreneurship—without confusing jargon.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan class=\"a-text-bold\"\u003eIn this book, teens will learn how to:\u003c\/span\u003e\u003c\/p\u003e\n\u003cul class=\"a-unordered-list a-vertical\"\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eFind teen-friendly ways to earn (first jobs, neighborhood work, and side hustles)\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eExplore careers and choose paths based on strengths, interests, and goals\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eUnderstand education and training options (college, trade school, certifications, and more)\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eStart a simple business and think like an entrepreneur\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eDecode paychecks and \u003c\/span\u003e\u003cspan class=\"a-text-bold\"\u003etaxes\u003c\/span\u003e\u003cspan\u003e (gross vs. net, deductions, and what really hits your account)\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eBuild employability skills and interview with confidence\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eManage time, stay motivated, save from earnings, and set goals that stick\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cspan class=\"a-text-bold\"\u003eBonus:\u003c\/span\u003e\u003cspan\u003e Includes an \u003c\/span\u003e\u003cspan class=\"a-text-bold\"\u003eAnswer Key\u003c\/span\u003e\u003cspan\u003e and a \u003c\/span\u003e\u003cspan class=\"a-text-bold\"\u003eNote for Parents \u0026amp; Caregivers\u003c\/span\u003e\u003cspan\u003e to help adults turn the lessons into real-life habits at home.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan class=\"a-text-italic\"\u003eDisclaimer: This book is for educational purposes only and is not financial, legal, or tax advice.\u003c\/span\u003e\u003c\/p\u003e","brand":"Future Funds Academy","offers":[{"title":"Default Title","offer_id":45617053368508,"sku":"Jobs_Earnings_EBook","price":9.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0735\/2752\/5564\/files\/Jobs_Earning.png?v=1766778502"},{"product_id":"spending-wisely-for-teens-smart-choices-for-a-better-future","title":"Spending Wisely for Teens:  Smart Choices for a Better Future","description":"\u003cp\u003e\u003cspan\u003eStop letting ads, trends, and “everyone’s buying it” decide what happens to your money.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan class=\"a-text-bold\"\u003eSpending Wisely for Teens\u003c\/span\u003e\u003cspan\u003e is a practical, teen-friendly guide to making smart choices with every dollar—so you can enjoy life now \u003c\/span\u003e\u003cspan class=\"a-text-italic\"\u003eand\u003c\/span\u003e\u003cspan\u003e build a better future. You’ll learn how to spot spending traps, resist impulse buys, compare prices like a pro, and create a simple spending plan that fits real teen life (snacks, games, clothes, subscriptions, and more).\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan class=\"a-text-bold\"\u003eInside you’ll learn how to:\u003c\/span\u003e\u003c\/p\u003e\n\u003cul class=\"a-unordered-list a-vertical\"\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eSpend based on your values—not pressure\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eUse “Pause Power” to beat impulse buying and FOMO\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eTell wants vs. needs (and when it’s okay to choose either)\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eBuild a flexible spending plan that actually works\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eOutsmart ads, influencer hype, and “limited-time” tricks\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eCompare options, check total cost, and save big\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eShop online safely and avoid sketchy sellers and fee traps\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eUnderstand foreign currency, exchange rates, and travel budgets\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eHandle peer pressure with confident “money scripts”\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003ePractice generosity with healthy boundaries\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cspan class=\"a-text-bold\"\u003eBonus features:\u003c\/span\u003e\u003cspan\u003e Every chapter includes a short quiz, and the book includes \u003c\/span\u003e\u003cspan class=\"a-text-bold\"\u003echapter answer keys\u003c\/span\u003e\u003cspan\u003e plus a \u003c\/span\u003e\u003cspan class=\"a-text-bold\"\u003eTips for Parents\u003c\/span\u003e\u003cspan\u003e section to coach teens without lectures.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan class=\"a-text-italic\"\u003eEducational purposes only. Not financial, legal, or tax advice.\u003c\/span\u003e\u003c\/p\u003e","brand":"Future Funds Academy","offers":[{"title":"Default Title","offer_id":45617055826108,"sku":"Spending_Wisely_EBook","price":9.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0735\/2752\/5564\/files\/NewCover.jpg?v=1767106351"},{"product_id":"banking-basics-for-teens-a-beginners-guide-to-money","title":"Banking Basics for Teens: A Beginner's Guide to Money","description":"\u003cp\u003e\u003cspan\u003eGive your teen the money skills school skips.\u003cbr\u003eBefore debit cards, paychecks, or banking apps, this book builds real-world money confidence first.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eMost teens open a bank account without understanding how it actually works. The result? Confusion, unnecessary fees, bad habits, and costly mistakes. Banking Basics for Teens turns confusing bank jargon into clear, practical steps teens can use right away—no lectures, no fluff.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eWritten in plain English, this fast, confidence-boosting guide helps teens understand the why behind banking, not just which buttons to tap. It’s designed to prepare them for their first job, first paycheck, and first bank account—before mistakes get expensive.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eWhat Your Teen Will Learn\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003e✔ How checking and savings accounts really work\u003cbr\u003e✔ How to choose the right account for their needs\u003cbr\u003e✔ How banks make money—and how fees work\u003cbr\u003e✔ How to read and understand a bank statement\u003cbr\u003e✔ How to use debit cards and digital payments safely\u003cbr\u003e✔ How to avoid common teen money mistakes and scams\u003cbr\u003e✔ How to build smart everyday money habits early\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eParents love this book because it’s practical and plug-and-play. Teens love it because it’s clear, candid, and helps them keep more of what they earn.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003ePerfect For\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003e• Teens ages 13–18\u003cbr\u003e• Parents and grandparents\u003cbr\u003e• Homeschool families\u003cbr\u003e• Financial literacy classes\u003cbr\u003e• First jobs, first paychecks, and first bank accounts\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eOpen the book. Open an account. Open the door to smarter money decisions—starting today.\u003c\/span\u003e\u003c\/p\u003e","brand":"Future Funds Academy","offers":[{"title":"Default Title","offer_id":45641839771836,"sku":"Banking_Basics_EBook","price":9.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0735\/2752\/5564\/files\/BankingBasicsCoverPNGcopy.png?v=1767368071"},{"product_id":"budget-like-a-boss-smart-money-plans-for-teens-a-practical-guide-to-budgeting-saving-and-smart-spending-for-teens","title":"Budget Like a Boss: Smart Money Plans for Teens","description":"\u003cp\u003e\u003cspan class=\"a-text-bold\"\u003eMost teens don’t fail at money because they don’t earn enough—they fail because they don’t have a plan.\u003c\/span\u003e\u003cspan\u003e\u003cbr\u003eThis book fixes that.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan class=\"a-text-bold\"\u003eBudget Like a Boss\u003c\/span\u003e\u003cspan\u003e teaches teens how to take control of their money before it disappears. Instead of guessing where their cash went, they’ll learn how to plan, track, and spend with confidence—without complicated math or boring lectures.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eWritten in plain English and built for real life, this guide helps teens understand how budgeting actually works in the real world. Whether money comes from allowance, part-time jobs, gifts, or side hustles, this book shows how to make every dollar work on purpose.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eWhat Your Teen Will Learn\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003e✔ What a budget really is—and why it works\u003cbr\u003e✔ How to create a simple budget they’ll actually stick to\u003cbr\u003e✔ How to plan for spending, saving, and fun at the same time\u003cbr\u003e✔ How to manage money from jobs, allowance, or side income\u003cbr\u003e✔ How to adjust a budget when life changes\u003cbr\u003e✔ How to avoid impulse spending and money stress\u003cbr\u003e✔ How to build habits that lead to long-term financial confidence\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eThis isn’t about saying “no” to everything. It’s about learning how to say “yes” without regret.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eParents love this book because it teaches responsibility without pressure. Teens love it because it’s practical, relatable, and helps them feel in control of their money instead of confused by it.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003ePerfect For\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003e• Teens ages \u003c\/span\u003e\u003cspan class=\"a-text-bold\"\u003e13–18\u003c\/span\u003e\u003cspan\u003e\u003cbr\u003e• Parents and grandparents\u003cbr\u003e• Homeschool families\u003cbr\u003e• Financial literacy classes\u003cbr\u003e• First jobs, first paychecks, and growing independence\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eGive your teen the skills to plan smarter, spend better, and stress less—starting now.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan class=\"a-text-bold\"\u003eImportant Note:\u003c\/span\u003e\u003cspan\u003e This book is for educational purposes only. It is not financial, legal, or tax advice. Readers should consult a qualified professional before making financial decisions.\u003c\/span\u003e\u003c\/p\u003e","brand":"Future Funds Academy","offers":[{"title":"Default Title","offer_id":45674792812732,"sku":"Budget_EBook","price":9.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0735\/2752\/5564\/files\/BudgetCoverPage_jpg.png?v=1767891842"}],"url":"https:\/\/futurefundsacademy.com\/collections\/teen-money-mastery.oembed","provider":"Future Funds Academy","version":"1.0","type":"link"}